This analysis provides an overview of the main markets relevant to EIF. We start by discussing the general market environment for SME finance, then look at the main aspects of equity finance and the SME guarantees / securitisation markets. Finally, we highlight important aspects of microfinance in Europe.
The EIF Working Papers are designed to make available to a wider readership selected topics and studies in relation to EIF´s business.
Internet finance may be a new development in China but its impact is now everywhere.
Peking University has developed an index which measures the growth and structure of internet finance across China. It says the industry grew almost fourfold in the year to December 2015 and, on one measure, the market was then valued at $US1.8 trillion).
This report by Accion Venture Lab describes the latest innovations in the field of micro, small, and medium enterprise (MSME) finance. In it, Venture Lab explores how innovative, tech-enabled lenders are using niche marketing, digital or mobile platforms, and enterprising partnerships – and often a combination of all three – to make financing available to underserved MSMEs.
Join us for a discussion with Center for Financial Inclusion (CFI) at Accion on how microenterprises grow to small and medium sized ones - and how well the financial industry and other relevant stakeholders are facilitating this growth.
Join Sheel Mohnot, Partner at 500 Startups, for a discussion on the largely untapped global opportunity FinTech presents, and how startups, banks, tech firms, venture capital firms and governments can tap into the opportunity to grow their businesses and help SMEs. Sheel will also give some startup advice for entrepreneurs entering the FinTech space on what it takes to succeed in FinTech, and some popular pitfalls and opportunities for growth.
This webinar will explore the impact of the proposed changes to the Basel III capital framework on SME lending. Is derisking by foreign and domestic banks affecting SME lending banks? Are capital requirements impacting banks’ ability to lend to SMEs? What are the potential effects of certain exogenous events on banks’ ability to serve their SME clients?
CreditEase officially announced the launch of YiQiFin, a cutting-edge fintech platform, at the 4th China SME Investment & Financing Expo (SME IFEX) on July 20 in Beijing.
SMEs form a crucial part of the economies of emerging countries. Limited access to finance for these SMEs is commonly seen as their main barrier to growth. The lack of financing options is particularly problematic for SMEs in the so-called “Missing Middle” which refers to entrepreneurs requiring medium to long-term financing in ticket sizes in the range of USD 100,000 – 2million.
The aim of this paper is to investigate the impact of Islamic banking development on access to credit. The authors combine data from a unique hand-collected database that covers Islamic banks over the period of 2000 to 2005 with firm-level data covering developing and emerging countries. The authors find that Islamic banking development has overall no impact on credit constraints, while banking development and conventional banking development alleviate obstacles to financing.
FinTech Sandbox, a nonprofit that helps FinTech startups access data and build great products, today announced that Experian, a leading global information services company, will make its business credit data available to Sandbox residents. By leveraging Experian’s business data, residents will be able to further their innovation process to create new services for the financial services industry.
