Small and Medium Enterprises (SME) financing is a key driver of growth and ING Vysya has developed a highly successful model in that segment with growth at close to 30 percent per annum, and gross NPA of less than 0.5 percent.
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![SME financing is a key driver of growth: Shailendra Bhandari from ING Vysya](/sme-d8/dev/sites/default/files/styles/large/public/post/images/454736_sme_finance_forum_4154171365187300finance0404131507.jpg?itok=54rTbsgt)