Tech-powered platforms like Kabbage and OnDeck have been competing with banks on small-business lending for some time. Now a new breed of players is raising the stakes. Over the past year, nonbank companies including Alibaba,PayPal and Square have begun offering business loans directly through their dominant e-commerce and payments platforms.
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![What Banks Can Learn About Lending from PayPal and Square What Banks Can Learn About Lending from PayPal and Square](/sme-d8/dev/sites/default/files/styles/large/public/blogs/490186_sme_finance_forum_4154171402012775weddell-greg-250.jpg?itok=3Wk1J8PC)