Author Bio
Dr. Mingfeng Lu is the secretary of Jiangsu Association of Internet Finance and professor at the Nanjing University of Finance. He previously served as the president of the City Commercial Bank of Huaian, the first of its kind in Jiangsu Province. Dr. Lu has over 30 years of professional experience in commercial banking, focusing on financial inclusion, SME finance, and fintech. A known scholar in the financial sector, he has published thousands of academic papers on the management and service of medium and small-scale commercial banks in China.