Small Business Lending: One Size Does Not Fit All

Speaking to a colleague the other day about the challenges of funding a small business, he suggested that we’re looking at it all wrong. The idea that options available for small business owners come down to choices between traditional financing, alternative financing, or venture capital is the wrong way to look at funding small business initiatives. “Even if the business relies exclusively on debt financing to fuel its capital needs, business owners should look at the financing options available to them as a ‘portfolio’ of investment options,” he suggested.