This paper highlights potential areas of opportunity - and risks - for marketplace lending growth and how to convert these guideposts into tactical next steps to enhance your company's operations.
Today’s “marketplace lending” looks very different from “peer-to-peer” lending a decade ago; and the rate of change continues to accelerate. What was once little more than a great idea for a matchmaking service focused on individual borrowers and retail investors has transformed into a broad range of financing activities that cross asset classes and investor types.
And marketplace lending continues to evolve – leading marketplace lending platforms (“platforms”) are now expanding from unsecured consumer and small business loans into other consumer lending asset classes and are also exploring new forms of innovation above and beyond their traditional lending market.
